Lease To Own

Shop now, pay over time

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About Lease to own

Pay as you go Shop for the products you want with the flexibility to pay over time.

Good credit not required Apply for a spending limit and shop your favorite items, no matter your credit score.

Shop your favorite brands Choose from thousands of products from electronics to home appliances and furniture.


How it works

SkyFinancial’s Lease To Own platform enables retailers the lucrative opportunity to gain more satisfied customers. Our comprehensive platform hosts a simple application, instant decision capability, and an automatic repayment program; thus ensuring a positive experience for you, your customers, and your salespeople.

Don’t lose customers due to lack of financing options available at your store.

We can provide your customers with a no credit needed, 90-day payment option program. Imagine never having to turn down a customer because of their credit.

Increase your average order size. Increase your customer base.

With Sky’s LTO program you will be able to attract a wider audience to your store by advertising a No Credit Needed payment option.

Sky Financial + Your Business

We make it easier for you to make the sale. By offering Sky Financial as a checkout option, you can

  • Increase your customer base (35% of U.S consumers have less than perfect credit)
  • Drive additional revenue
  • Reduce layaways
  • Streamline point-of-sale process
  • Improve customer satisfaction
  • Increase customer retention
  • Provide sales associates with technology-enabled conversion tools for success
  • Increase your average order value

Take your business a step above the competition by offering a financing solution that accommodates any potential customers, no matter their credit profile.

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Auto + Motor Sport Financing

Auto Title + Motor Sport lending and leasing

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Mortgage and Home Equity Line of Credit

Coming soon

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